1. Who we are
This website (https://lifeinsurancepolicydesk.com) is operated by Lambeth Enterprise LLC ("Life Insurance Policy Desk", "we", "us"). We are an independent insurance brokerage. We are not an insurance company, and we are not affiliated with, sponsored by or endorsed by any insurer named on this site. Carrier names and trademarks belong to their owners and are used only to identify the policies we help with.
2. Acceptance of these terms
By using this website or calling us, you agree to these terms and to our privacy policy. If you do not agree, please do not use the site.
3. Information, not advice
Content on this site is general information about life insurance. It is not financial, tax, legal or investment advice, and it is not a recommendation to buy, keep, change or cancel any policy. Policy terms vary by carrier, product and state, and your policy documents control. Products, features and availability vary by state, and nothing on this site is an offer to insure or a guarantee of coverage, rates or approval.
4. Calls and contact
When you call us, we may contact you back at the number you used about your request. Calls may be recorded and monitored for quality, training and compliance; by continuing a call you consent to recording where the law requires consent. We do not send marketing text messages without your express consent.
5. Acceptable use
You agree not to use the site for any unlawful purpose, to interfere with its operation, to scrape or copy its content for commercial redistribution, or to submit false information.
6. Intellectual property
The text, design and code of this site belong to Lambeth Enterprise LLC unless otherwise noted. You may read and share links to the site; you may not reproduce substantial portions of it without written permission.
7. Third-party links
Links to other websites are provided for convenience. We do not control those sites and are not responsible for their content or practices.
8. Disclaimer of warranties and limitation of liability
The site is provided "as is" without warranties of any kind, express or implied, including accuracy, completeness or fitness for a particular purpose. To the fullest extent permitted by law, Lambeth Enterprise LLC is not liable for any indirect, incidental, consequential or special damages arising from your use of the site or reliance on its content. Some states do not allow these limitations, so they may not apply to you.
9. Governing law
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.
10. Changes and contact
We may update these terms by posting a new version with a new effective date. Questions about these terms can be sent to contact@lifeinsurancepolicydesk.com or by mail to 3905 Tampa Rd #395, Oldsmar, FL 34677.