1. Who we are
This site is operated by Lambeth Enterprise LLC ("Life Insurance Policy Desk", "we", "us"), an independent insurance brokerage. Contact: contact@lifeinsurancepolicydesk.com, (888) 000-0000, 3905 Tampa Rd #395, Oldsmar, FL 34677.
2. Information we collect
- Information you give us: your name, phone number, email, and details about your life insurance policy or needs that you share on a call or in a message.
- Call information: the number you call from, the time and length of the call, and a recording or transcript where we record calls (we tell you at the start of a recorded call).
- Information collected automatically: IP address, device and browser type, pages viewed, referring site, and identifiers from advertising clicks, collected through cookies and similar technologies.
- Information from partners: call-tracking and advertising platforms may tell us which ad or search brought you to the site.
3. How we use it
- To respond to your call or message and provide a policy review or quotes
- To connect you with a licensed agent and, with your direction, with insurance carriers
- To measure which advertising and search traffic leads to calls, and to improve the site
- To keep records required by insurance regulations and to prevent fraud
- To contact you about your request
4. How we share it
- Licensed agents and insurance carriers, to provide the review, quotes or policy service you ask for
- Service providers that host the site, track calls, run analytics or manage our records, under contracts that limit their use of your data
- Advertising platforms such as Google and Meta, for conversion measurement; depending on your state's law, this may count as a "sale" or "sharing" of personal information, which you can opt out of as described below
- Legal and safety needs, such as responding to lawful requests or protecting our rights
- Business transfers, if our business is sold or reorganized
We do not sell your personal information for money.
5. Calls and texts
If you call us, we may call you back at that number about your request. Calls may be recorded and monitored for quality, training and compliance. We do not send marketing text messages unless you give express consent, and you can withdraw consent at any time by replying STOP or contacting us.
6. Cookies and analytics
We use cookies and similar technologies for site analytics, advertising conversion measurement and dynamic phone-number insertion for call tracking. You can block cookies in your browser settings; some site features may then work differently. For Google's advertising controls, visit Google's ad settings; for Meta's, use the settings in your Meta account.
7. Your privacy rights
Depending on where you live, you may have the right to know what personal information we hold about you, to receive a copy, to correct it, to delete it, to opt out of its sale or sharing for targeted advertising, and to not be discriminated against for exercising these rights. California residents have these rights under the CCPA/CPRA; residents of other states with privacy laws have similar rights.
To exercise a right, email contact@lifeinsurancepolicydesk.com or call (888) 000-0000. We will verify your identity before acting on a request, and an authorized agent may submit a request on your behalf with proof of authorization. We respond within the time your state's law requires.
8. Data retention and security
We keep personal information for as long as needed for the purposes above and as insurance and tax regulations require, then delete or anonymize it. We use reasonable administrative, technical and physical safeguards, though no method of transmission or storage is completely secure.
9. Children
This site and our services are intended for adults. We do not knowingly collect personal information from anyone under 18.
10. Changes and contact
We may update this policy by posting a new version with a new effective date. Questions can be sent to contact@lifeinsurancepolicydesk.com or by mail to 3905 Tampa Rd #395, Oldsmar, FL 34677.